Holy Shit- She’s Alive! (And Her Apostrophe STILL Doesn’t Work).

Helllllllooooooooooooo Dear Blogosphere!

Long time no post.

Geeze it’s been so long I don’t even know where to begin…

I guess I first should wish everyone a Merry Christmas and Happy New Year!  I know it’s kinda late, but better late than never, no?

I went up to St. Louis for the holiday to see my sister and nephew, and my Mom and Dad were also there, so I got to see them too.  It snowed while I was there, and even though I thoroughly detest winter and all of it’s accompaniments, it was actually kind of a pretty snow (never thought those words would escape my fingertips).  I took some pics of the pretty snow as well as of the family…

Casa de Sister

Pretty, no?

Little ManMy sweet nephew Trevor reading/listening to The Night Before Christmas book my Mom made for him

My Dad made this beautiful rocking horse for Trevor.  He was scared of it, but hopefully it will grow on him.

Jack the Dog aka Santa’s Little Helper in his festive antlers.

Auntie “Steph-a-me” and Little Man.

Pop and Son in their festive holiday antlers

Mom, Dad, Sis, Me.  (If I look kinda tipsy in this picture, it’s because I was).

So, anyway, that was my pretty white Christmas.  Ho Ho Ho.

Then when I got back to Tampa I caught some sort of flu or cold or something like I do every year around Christmas time, so I spent a few days in bed.

And then I’ve taken the last few weeks to do some soul searching.


Just kidding.  I haven’t really been doing any soul searching.  I’ve just always wanted to say that. Makes me feel like I’m in a soap opera or something.  Or a cheesy romance novel with Fabio on the front cover.  He can’t believe it’s not butter.  Teehee.

Anyway.  What I’ve really been doing these last few weeks, is kind of cheating on this blog by spending lots o’ time creating content for my other website, which has taken off quite swimmingly since we launched it about a month ago.  We’ve got over 100 members signed up already (including two of my blogging pals Carey and Steph), so between writing content for that blog, creating wholesaling training modules for the members, and then answering questions in the forum- I haven’t had a whole lot of time to do much else.

Apparently I totally suck at multi-blog-tasking.  Is what I’m trying to say here.

Oh, and speaking of having multiple blogs, I’m also putting the finishing touches on my personal blog that I’ve been procrastinating doing for about 6 months or so.  It’s not going to be about real estate or business or anything serious- it’ll just be me horsing around (imagine that) and taking pictures and attempting to cook (Chef Steph in the hiz!) and other fun stuff.  It’ll be totally different from this blog where I’m all serious and proper all the time.  Heehee.  I’ll post a link to it once it’s up and running, which should be in the next week or so.  Ish.

As far as my wholesaling business goes, I’ve kind of switched gears from aggressively pursuing deals to a more passive strategy that basically consists of doing deals that fall in my lap.  I’ve built up quite a network over the last 4 years of both wholesalers and buyers, so for the time being I’m just putting the two together if something comes my way.

I’ve alluded to this several times since I started my blog, but for those of you who missed it- my ultimate goal is to take off and travel the world (and blog about it).  In order to do that, I need me some passive income streams flowing into my bank account, and unfortunately, the wholesaling business model that I have been working for the last four years, is anything but passive.  I know there are people out there who have automated their wholesaling businesses (or so I’ve heard), but mine is about as hands-on as it gets.  So, my focus for 2011 is to work on building up other sources of income that are much more passive, while still doing any JV deals that come across my desk.

And then in a couple of years (or sooner) I’ll be off to explore the world.  I haven’t ironed out all the details yet, but what fun would it be if I did that?  :)

So anywho, that’s my story in a nutshell, Ladies and Gents!

I’ve got lots of cool stuff planned for this blog in 2011, and I promise not to disappear for a month ever again.  Well, unless R-Fed finally proposes to me and whisks me off to an island somewhere in the South Pacific.  Then you might not hear from me for awhile.  But I’ll be back eventually. :)

Alrighty then.  I’m Audi 5000.

Later Alligators!

Hi Mom and Shae and Julie!
Thanks for the kick(s) in the ass!

My new favorite Google search that led someone to this blog:


Flip This Book Club is still alive and kicking!  It’s just a little bit late because I have been an irresponsible blogger for the last month.  I’ll have Shae’s review of Tribes posted next week, and we’ll also pick a book for next month.


  1. On January 21, 2011 at 11:55am, JoMarie Davis said...

    Your quite welcome daughter. Beautiful photos and a great read. You have a way with the words…and the camera. xoxox

    • On January 21, 2011 at 1:10pm, Stephani said...

      Thanks Mom.

  2. On January 21, 2011 at 12:56pm, Anthony said...

    Welcome back, Steffers- I was just getting ready to send out a search party to find you!

    Very cool thing you ladies are doing with the Diva website.

    Looking forward to watching your progress in 2011. Keep up the great work!

    • On January 21, 2011 at 1:12pm, Stephani said...

      No need for a search party, Anhony- but I appreciate you looking out. :)

      Thanks for stopping by and commenting. Hope you have a fabulous 2011!

  3. On January 21, 2011 at 4:55pm, Megs said...

    Hey Steph,

    Glad to see you back posting again!

    Do you have plans to continue your Reader Mail videos this year? I hope so because I have learned so much from them.

    Happy 2011!

    Megs T.

    • On January 21, 2011 at 7:12pm, Stephani said...

      Hi Megs,

      Yes- I’ll still be doing the Reader Mail videos, so if you ever have questions you want me to answer via video, you can email them to [email protected]

      Happy 2011 to you, too!

  4. On January 21, 2011 at 5:30pm, Shae said...

    Oooooooooooo Weeeeeee… what’s up with that? What up wit that?

    Steph Davis in da house….Steph Davis in da house!

    Nice to see you back and you’ve VERY welcome (for the arse kicking). Great updates too…cannot WAIT to see your personal blog live for the world to see ;-)
    .-= Shae´s last blog ..Here’s What’s Cookin’ =-.

    • On January 21, 2011 at 7:13pm, Stephani said...

      Hehe. I’m over here doing the Running Man in my track suit!


  5. On January 21, 2011 at 5:54pm, AnotherSteph said...

    Welcome back, Steph, we really missed you….a wicked lot, as we say up in these parts. :-) But, at least we’ve been able to see you over at DMC! And for fear of sounding like a cheesy infomercial, DMC rocks and is well worth the price of admission. I’ve learned so much already.

    I think we all have passive money on the brain in 2011. It’s the only way to roll, it seems!

    Hey, did you see Tim Ferris’ post on traveling the world? It’s way cool and you can use a couple websites to plug in your dream intinerary! It’s fun! Here it is: http://www.fourhourworkweek.com/blog/2010/10/08/round-the-world-plane-ticket/#more-3267

    And thanks for the shout out!
    .-= AnotherSteph´s last blog ..Adding Posts and Articles Automatically to Twitter =-.

    • On January 21, 2011 at 7:24pm, Stephani said...

      Hey Steph,

      So glad to hear that you are loving the DMC! It’s really growing into an awesome community, and I’m really glad that you are a part of it!

      Thanks for the Tim Ferris link- Im gonna head over now and check it out.

      Have a great weekend and thanks for stopping by to say hello!


    • On January 28, 2011 at 3:10pm, Julie Broad said...

      WOOHOOO so happy you LOVE Diva Money Club. We love having you in there. You put so much effort into helping other members which we love and appreciate. Thank you!!!

  6. On January 22, 2011 at 7:50am, AnotherSteph said...

    Cool, let us know what you plan as your dream itinerary! :-) Have a great weekend!
    .-= AnotherSteph´s last blog ..Adding Posts and Articles Automatically to Twitter =-.

    • On January 23, 2011 at 2:43pm, Shae said...

      Wow! He had an 18-stop itinerary! That’s some serious traveling!
      .-= Shae´s last blog ..Here’s What’s Cookin’ =-.

      • On January 28, 2011 at 3:11pm, Julie Broad said...

        That boy doesn’t do anything half baked. He’s pretty intense. Have you checked out 4 Hour Body?!! OMG!! He’s freaky in a fascinating way.

        • On January 28, 2011 at 3:21pm, Shae said...

          Speaking of 4 Hour Body and intense….I’m still waiting for your Cliff Notes on the….um….you know what I’m talkin’ about. LOL!

          • On January 29, 2011 at 2:20pm, Julie Broad said...

            HAHAHA!! You should have been at dinner last night Dave was telling everyone all about it … thankfully I was at a different table visiting other people and missed all the details because I would have been SO embarrassed.

          • On January 29, 2011 at 5:47pm, Shae said...

            Darn…sorry I missed it. You’ll have to give me the scoop in Vegas….or bring the book ;-)

            By the way Steph, our Flip this Bookclub selection isn’t Rework…we did that last time :-) It’s Tribes by Seth Godin.

  7. On January 28, 2011 at 3:07pm, Julie Broad said...

    HOWDY!! So happy to see you blogging again. I know you’ve been busier than a one armed baggage handler but still … we all missed you.

    I am really looking forward to seeing your personal blog and seeing what it looks like when you really let loose. I cannot believe you would put a curse word in your subject …. what can you POSSIBLY do in your personal blog to be more Steph-like?! I am scared and excited to find out.

    Now here’s for the funny side story … I’m sitting in a bar near the hotel I am staying in somewhere in Phoenix – seriously have no idea where I am and Google says the nearest Starbucks is 1.7 miles – there’s one every other block where I come from so not sure what’s with that – but anyway… I was reading your post and actually spat some lettuce right out onto my brand new Mac as I laughed out loud and even better … some guy looked over at me to see what I was laughing at and probably saw the green flying saucer. I should have held up my wedding band and said “sorry buddy I know I am sexy spitting green stuff out onto my computer but I am taken.” I didn’t though … just kept laughing at Fabio and the rest of your blog. Love it.

    p.s. There’s a nasty message at the bottom of your blog that says Comment Luv is not supported anymore. Better check it out because it is NOT luv filled.

    • On January 28, 2011 at 3:22pm, Shae said...


    • On January 28, 2011 at 3:34pm, Stephani said...

      HAAAAAAA- that’s awesome, Julie! Would have been even funnier if you were drinking coffee at the time and it shot out your nose onto your new Mac. :)

      How do you like the Mac, anyway?

      And what are you doing in Phoenix?

      • On January 28, 2011 at 3:36pm, Stephani said...

        Oh, and re: the CommentLuv thingy- I don’t see that message anywhere. I wonder what the deal is?

        • On January 28, 2011 at 3:37pm, Shae said...

          Log in to wordpress, go to the plug-ins section, and click the link to upgrade the plug-in for Comment Luv. That should fix it!

          • On January 28, 2011 at 3:41pm, Stephani said...

            I tried that but I don’t see an option to upgrade anywhere. :(

      • On January 29, 2011 at 2:18pm, Julie Broad said...

        Me and Mac aren’t in love yet. Not even sure I want to keep dating but no choice because PC is back in Canada so I am stuck until Wednesday.

        Besides floating on this AWESOME pool river for an hour a day I am in Phoenix tagging along with Dave. He’s in a business coaching group and this is where this quarter’s meeting is PLUS his parents spend the winter in Mesa so we’re going to go and see them for a day before we go back to Canada.

        The comment luv thing is gone. Not sure where it went … you probably fixed it and didn’t even know it.

        • On January 30, 2011 at 5:36pm, Stephani said...

          No love for the Mac? Say it ain’t so!!!!

          You should have recorded your video post for DMC while you were floating down the pool river! That would be totally awesome, and totally Diva! :)

  8. On February 03, 2011 at 7:18am, Scott Costello said...

    I’ve really got make some time to look through your Diva Money site. Outside of it sounded like a girls club it is right up my alley. You should make a sister (err brother) site for guys :)

    • On February 03, 2011 at 7:42am, Stephani said...

      Hey Scottie!

      You should definitely check it out. We have a bunch of guys (Divos) signed up, so you don’t have to worry about being a lone wolf. :)

      If you have any specific questions about it, shoot me an email and I’ll be glad to answer.

      Hope you are doing well!


    • On February 03, 2011 at 9:33am, Shae said...

      Scotty, we have 20% divos in the club. Not all of them are vocal in the forums, but they are part of the club!

  9. On February 19, 2011 at 7:45pm, Malika jackson said...

    Hi Steph,

    I’ve tried a few times to enter the password to get the contracts. The password that was e-mailed to me was contract3 but when I enter it in the box, an empty box pops right back up again. Do I need a new password?


    • On February 20, 2011 at 9:20am, Stephani said...

      I just tested it out and it works fine.

      Maybe try using another browser.

      Also, when you get to the second page, make sure you scroll down to the bottom as that is where the videos and contract download links are located.

  10. On February 22, 2011 at 6:08pm, erik Torrente said...

    I am looking into flipping an REO here in Philly and discovered that it didn’t have a clear Title and the bank seems to not take any responsibility for liens,violations etc… I found back taxes but not sure about the other possible title issues… How to you check title before putting an earnest money deposit …To run a Title report for every REO prop could be expensive any advice?

    • On February 22, 2011 at 7:08pm, Stephani said...

      Hi Erik,

      The majority of the REOs I’ve wholesaled were contingent on the bank delivering clean title, so I never really had to worry about checking the title myself.

      When you say that the bank doesn’t seem to take any responsibility for liens, violations, etc- what do you mean? Does it say that in their addenda?

  11. On February 26, 2011 at 11:49am, Bobby Brown said...

    Deat Steph,

    I would like to start submitting offers on REO’s and I always hear “make multiple offers” however, how do I go about submitting multiple offers? Does the RE Agent require a deposit and contract for every offer? Is there some kind of “blanket” deposit to be used for all offers until one is accepted? and what if I am using multiple Agents for different areas, I suppose they would all want deposits as well.

    Your expertise is greatly appreciated.


    • On March 01, 2011 at 11:48am, Stephani said...

      Hi Bobby,

      When I was making offers using an agent, I just let them know that I was going to be making multiple offers and wasn’t going to write a separate check out for each one. Instead i just wrote them out one check, and then if I got something accepted, they would cash it.

      You can also write into your offers that the EMD will not be deposited/cashed until the offer is accepted (which is how it usually works anyway), so you don’t have to worry about coughing up 1k for every offer you make.

      As far as working with multiple agents, I would assume that they would all want a deposit from you when you’re making offers, but again, you can stipulate in the contract that it won’t be cashed until you get something accepted.

      Hope that helps,

  12. On February 26, 2011 at 11:50am, Bobby Brown said...

    Sorry about the Deat

    So, Dear Steph


  13. On March 04, 2011 at 9:18pm, erik said...

    hi steph thanks for your reply i haven’t seen the reo contract yet but thats what i heard from another wholesaler when i asked the agent however they said what you said…I am actually going to look at the prop on monday…. and making an offer after that… when i see the contract it should all be there thanks for your help!

  14. On June 23, 2011 at 3:54pm, Ned Carey said...

    Hmmm, Psychedelic Mushrooms, You come up on page three for me. You ought to be able to do better than that.